The individualized right to training (DIF) will soon give way to the personal training account (CPF). To recover the rights garnered by the old device, manipulation is necessary but only one in four employees has already transferred their hours. How to do this? How are the fees calculated? Explanations in CQFD.
In two and a half months, the transition from the individualized right to training (DIF) will give way to the personal training account (CPF). A transition during which many employees could lose their rights to training. Only one in four employees has already transferred their hours from the old system to the new one. The government is now considering an extension of the deadline.
How to do the paperwork? How are the fees calculated? The explanations of CQFD.
1. What is it?
The personal training account (CPF) can be used by any employee throughout their working life, including during periods of unemployment. It lists the rights acquired by the employee and the qualifying or certifying training from which he may personally benefit.
It is thus possible to use it to obtain a diploma, to learn a language, to get help in setting up a business or to finance your license. Members of a liberal profession, self-employed workers, collaborating spouses and people looking for a job can benefit from it.
Read also:
Encouraging start for the application my training account
Since 2015, the CPF has replaced the individual right to training (DIF). But the credits collected under the DIF before 2015 are not automatically transferred to the CPF. “Employees do not lose the hours acquired under the DIF. They must integrate them into the CPF before December 31, 2020 to keep them, ”says the official website of the French administration. Great novelty, this device, created in 2014, is now credited in cash.
2. How to use it?
Another big change, since November 21, 2019, the CPF can be used without an intermediary, via an application called “My training account”. Its use is therefore done at the sole initiative of the employee, who after downloading the application and entering his social security number, instantly knows the amount in euros of his rights.
He can then consult all the training offered. Content, price, registration procedures, location: all the necessary information is listed. The user can apply online to register for the training of their choice. A response will be provided to his request within 48 hours. Once the training has been completed, the CPF holder confirms having benefited from it. The organization’s payment is then triggered.
Read also:
Professional retraining: unions and employers stand together against the government
The trainings are accessible during working time, as well as outside. Note however, in the first case, an authorization from the employer is required. It must be requested at least 60 days before the start of the training, or 120 days before if it lasts more than six months.
During this training period, the employee’s remuneration remains unchanged. If it takes place during free time, however, the training does not give the right to additional remuneration.
3. What is the goal?
The government’s objective is to allow any individual to take control of their training, and to choose, register and pay, using euros attached to their personal training account (CPF), in just a few clicks.
The government thus hopes to promote the maintenance of employability, while professions evolve and too few employees have access to training. The executives benefit from it twice as much as the workers and the employees of the large companies twice as much as those of the VSEs.
Read also:
The My training account app, user manual
The promise seems to be paying off. At the end of December, the Ministry of Labor claimed 600,000 downloads, 50,000 training requests, including 32,000 already validated. If the coronavirus crisis has caused the number of requests since confinement to drop from 20,000 to 6,300 on average, the application is still arousing interest.
The requests “have not collapsed thanks to distance training, the number of which has more than doubled since the beginning of March”, explains to Les Echos Michel Yahiel, director of pensions and solidarity at the Caisse des Dépôts, the institution responsible for the training account. They even represented 70% of registrations since March 12.
4. How are the fees calculated?
The CPF is automatically fed at the beginning of the year following the year worked, according to the working time recorded on the account of the holder. For a qualified full-time or part-time employee, the account is funded up to 500 euros per year of work, up to a limit of 5,000 euros. The same goes for a self-employed person.
Unskilled employees benefit from 800 euros per year of work, up to a ceiling of 8,000 euros for a full-time employee. Note: part-time workers, 80% of whom are women, benefit from the same training rights as full-time employees. Unused DIF hours, and those acquired under the CPF before January 1, 2020, will be converted into euros, at a rate of 15 euros per hour.
5. How to change his rights?
The challenge for employees is not to lose, at the start of 2021, their rights acquired before 2015, under the DIF, the previous system. In CDI, the DIF was supplied at a rate of 20 hours per year and capped at 120 hours. However, two and a half months before the deadline, only one in six employees has taken the steps to transfer these hours to the CPF.
Because it is still necessary that holders of a CPF are informed of the procedure to follow. Which is far from being the case. Nearly six in ten employees are unaware that they can switch their rights, according to a survey carried out by Ipsos on behalf of the organization Wall Street English. On average, however, the key: a credit of 1,257 euros. In total, more than 12 billion euros could disappear. Three-quarters of the 20 million active workers in the private sector who have not yet taken the steps will perhaps have a break. The Minister of Labor, Elisabeth Borne, has just asked her services to study the possibility of postponing the deadline of December 31, 2020.
Read also:
Vocational training: the CPF time bomb
To be able to benefit from these rights, you will need to register or update your account on the moncompteactivite.gouv.fr platform. The balance of hours, converted into euros, must then be entered manually.
The number of hours already acquired by the employee can be found on his payslip for December 2014 or January 2015. Failing this, it will be necessary to request a certificate from his then employer and then scan the document on the application. or the CPF website.
The individualized right to training (DIF) will soon give way to the personal training account (CPF). To recover the rights garnered by the old device, manipulation is necessary but only one in four employees has already transferred their hours. How to do this? How are the fees calculated? Explanations in CQFD.
In two and a half months, the transition from the individualized right to training (DIF) will give way to the personal training account (CPF). A transition during which many employees could lose their rights to training. Only one in four employees has already transferred their hours from the old system to the new one. The government is now considering an extension of the deadline.
How to do the paperwork? How are the fees calculated? The explanations of CQFD.
1. What is it?
The personal training account (CPF) can be used by any employee throughout their working life, including during periods of unemployment. It lists the rights acquired by the employee and the qualifying or certifying training from which he may personally benefit.
It is thus possible to use it to obtain a diploma, to learn a language, to get help in setting up a business or to finance your license. Members of a liberal profession, self-employed workers, collaborating spouses and people looking for a job can benefit from it.
Read also:
Encouraging start for the application my training account
Since 2015, the CPF has replaced the individual right to training (DIF). But the credits collected under the DIF before 2015 are not automatically transferred to the CPF. “Employees do not lose the hours acquired under the DIF. They must integrate them into the CPF before December 31, 2020 to keep them, ”says the official website of the French administration. Great novelty, this device, created in 2014, is now credited in cash.
2. How to use it?
Another big change, since November 21, 2019, the CPF can be used without an intermediary, via an application called “My training account”. Its use is therefore done at the sole initiative of the employee, who after downloading the application and entering his social security number, instantly knows the amount in euros of his rights.
He can then consult all the training offered. Content, price, registration procedures, location: all the necessary information is listed. The user can apply online to register for the training of their choice. A response will be provided to his request within 48 hours. Once the training has been completed, the CPF holder confirms having benefited from it. The organization’s payment is then triggered.
Read also:
Professional retraining: unions and employers stand together against the government
The trainings are accessible during working time, as well as outside. Note however, in the first case, an authorization from the employer is required. It must be requested at least 60 days before the start of the training, or 120 days before if it lasts more than six months.
During this training period, the employee’s remuneration remains unchanged. If it takes place during free time, however, the training does not give the right to additional remuneration.
3. What is the goal?
The government’s objective is to allow any individual to take control of their training, and to choose, register and pay, using euros attached to their personal training account (CPF), in just a few clicks.
The government thus hopes to promote the maintenance of employability, while professions evolve and too few employees have access to training. The executives benefit from it twice as much as the workers and the employees of the large companies twice as much as those of the VSEs.
Read also:
The My training account app, user manual
The promise seems to be paying off. At the end of December, the Ministry of Labor claimed 600,000 downloads, 50,000 training requests, including 32,000 already validated. If the coronavirus crisis has caused the number of requests since confinement to drop from 20,000 to 6,300 on average, the application is still arousing interest.
The requests “have not collapsed thanks to distance training, the number of which has more than doubled since the beginning of March”, explains to Les Echos Michel Yahiel, director of pensions and solidarity at the Caisse des Dépôts, the institution responsible for the training account. They even represented 70% of registrations since March 12.
4. How are the fees calculated?
The CPF is automatically fed at the beginning of the year following the year worked, according to the working time recorded on the account of the holder. For a qualified full-time or part-time employee, the account is funded up to 500 euros per year of work, up to a limit of 5,000 euros. The same goes for a self-employed person.
Unskilled employees benefit from 800 euros per year of work, up to a ceiling of 8,000 euros for a full-time employee. Note: part-time workers, 80% of whom are women, benefit from the same training rights as full-time employees. Unused DIF hours, and those acquired under the CPF before January 1, 2020, will be converted into euros, at a rate of 15 euros per hour.
5. How to change his rights?
The challenge for employees is not to lose, at the start of 2021, their rights acquired before 2015, under the DIF, the previous system. In CDI, the DIF was supplied at a rate of 20 hours per year and capped at 120 hours. However, two and a half months before the deadline, only one in six employees has taken the steps to transfer these hours to the CPF.
Because it is still necessary that holders of a CPF are informed of the procedure to follow. Which is far from being the case. Nearly six in ten employees are unaware that they can switch their rights, according to a survey carried out by Ipsos on behalf of the organization Wall Street English. On average, however, the key: a credit of 1,257 euros. In total, more than 12 billion euros could disappear. Three-quarters of the 20 million active workers in the private sector who have not yet taken the steps will perhaps have a break. The Minister of Labor, Elisabeth Borne, has just asked her services to study the possibility of postponing the deadline of December 31, 2020.
Read also:
Vocational training: the CPF time bomb
To be able to benefit from these rights, you will need to register or update your account on the moncompteactivite.gouv.fr platform. The balance of hours, converted into euros, must then be entered manually.
The number of hours already acquired by the employee can be found on his payslip for December 2014 or January 2015. Failing this, it will be necessary to request a certificate from his then employer and then scan the document on the application. or the CPF website.
